Getting started...
You’ve crunched some numbers and decided home ownership is for you. That’s great. Before you start home shopping...let’s get you started the right way.
Get Your Funding
Partner with a Mortgage Advisor
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get too deep can save you a lot of headaches in the long run.
Review your Credit Score
Credit scores are crucial to the homebuying process. It not only has a heavy impact on your mortgage terms, but your FICO score determines if you can qualify for a loan.
Build a ‘Homebuying’ Strategy with Your REALTOR®
Now it’s the fun part. Your REALTOR® has your back. It’s time to list all your ‘must-haves’ and find the home that’s right for you. Not just for now, but in the future.
The benefits of owning
Owning your own home has some obvious benefits. You can paint the entire house pink if you’d like! Here are a few benefits that don’t require any pink paint and might set you up for a life of financial wellness.
Build equity
Over time, your home can develop equity, which can lead to a profit if you decide to sell or use it to pay for upgrades.
01
Buying vs Renting
Depending on your area, a mortgage payment can be the same as renting, but with the benefit that you can earn over time.
02
Tax deductions
Interest you pay down on your home is tax deductible, which can lead to a nice return when filing your tax returns.
03
Establish an empire
Again, home equity can be a powerful tool. Owning your home can help kickstart a strong real estate portfolio for some nice passive income.
04
Get My Mortgage
Don’t Just Take
My Word For It...
zuser20160123131228221
5 of 5
09/20/2021
“
Sal is a wonderful agent! Not only was he 100% available and present throughout the entire process of selling my home, he is one of the most professional, straightforward and kind people I have ever had the pleasure of working with.”
Bob Merrick
5 of 5
04/28/2021
“
Salomon helped us find our house in the desert recently and he was stellar. He was patient (which I think may be the most important trait in a realtor), especially when it came to our many questions. He was sophisticated in his approach with us as well as his interactions with the houses and agents we met with on our search”
user93387
5 of 5
03/08/2021
“
Salomon was amazing - exactly what we were looking for. He was attentive, informed, shared his knowledge and opinion when asked, and most importantly for me - never pushed me into anything. I’d 100% work with him again!”
zuser20140608072643742
5 of 5
09/15/2020
“
My agent, Salomon Urquiza, helped me buy my townhouse in Palm Desert . I was moving from out of town so I appreciated having an agent that was knowledgeable, responsive and helpful throughout the whole process from start to move-in. I have to say the experience went better than expected and would recommend Mr. Urquiza to my friends and family”
jgxxjg
5 of 5
04/28/2020
“
Mr. Urquiza had a buyer for our home 3 days after it hit the market. We encountered many demands from the buyers agent which we deemed unreasonable but Salomon went above and beyond any expectations to make sure this difficult sale went through. Much kudos!”
Pia Siegman
5 of 5
03/30/2020
“
ISalomon Urquiza brought my husband and I together with our new home away from home. My husband responded to a Zillow add, and it connected us with Salomon. He is knowledgeable, courteous, accommodating, pleasant to deal with, and he always had the best disposition anytime that we met with him, or had any question throughout the buying process”
View all reviews
Salomon Urquiza
REALTOR®
Let’s land your dream home
Your dream home experience should start from the very first phone call all the way through to the day you move in. Let’s start creating it.
